Federal First Home Buyer Scheme & Eligibility in Victoria
Here are some quick tips on Federal First Home Buyer Scheme & eligibility in Victoria as at 1/7/24.
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Learning
Should I Pay Down My Home Loan or Invest?
Should you pay off your home loan or invest? It depends on your finances and goals. Here are key factors to consider before deciding.
Rentvesting: An Option For First-time Buyers
With high living costs and a median home price of $794k, many young Aussies feel home ownership is out of reach.
Is Now a Good Time To Refinance?
Inflation is easing, but RBA Governor Michele Bullock says a cash rate cut isn’t likely anytime soon.
A Pre-Tax Time Checklist for Property Investors
Property investment can be a rewarding venture, but it comes with its share of responsibilities, especially when tax season rolls around.
What The RBA Overhaul Means for Interest Rates
The Reserve Bank of Australia (RBA) is facing a major overhaul following an independent review. What does it mean for interest rates.
How Your HECS-HELP Debt Affects Your Borrowing Capacity
Banks consider your HECS-HELP debt when assessing home loan applications, so it’s crucial to understand your debt status.
Credit Report 101: A Beginner’s Guide
Have you ever wondered how lenders decide whether to grant you that coveted home loan? Your credit report may hold the key.
Mastering The Settlement Process – What Every Homeowner Should Know
There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase.
Escaping Mortgage Prison
Trapped in a high home loan? 16% of households are in a "mortgage prison" due to strict rules. We can help find a way out.
Negotiating A Spring Bargain
Spring typically sees an uptick in property sales and this trend looks set to continue in 2023.
7 Tips to Pay Off Your Home Loan Sooner
Managing a mortgage can be challenging, especially when faced with growing expenses.
Navigating The Risks of Rate Rises
In 2023, the RBA raised the cash rate to 4.1%—the highest in 11 years. Explore risks for borrowers and ways to manage them.
4 Common Property Investment Mistakes
Diving into the world of property investment can be both exhilarating and daunting.
Home Loan Application Process Explained
If you’re new to buying property, here’s how the home loan application process works.
When Are Interest Rates Expected to Drop?
Interest rates in Australia may drop in 2024, though predictions vary. Experts are watching the RBA closely for signals.
Property Investment Jargon Explained
New to property investing? We'll simplify the jargon so you can impress your friends with your market knowledge.
4 Common Mistakes to Avoid as A First Home Buyer
Buying your first home? Enjoy the freedom to personalize it. We want it to be stress-free. Here are common mistakes to avoid.
Is The Refinance Boom Over?
In 2023, lenders offered $5k+ cashbacks to refinance. In 2024, fewer lenders offer less, around $2k. Has the refinance boom ended?
Your Guide To Save For A House Deposit
Save for a home deposit with a solid strategy. Here are tips to help you get started and achieve home ownership sooner than you think.
What To Expect From The Car Market This Year
Used car prices are falling, and new car prices have dropped 3.5% since Dec 2022. With easing supply issues, is it time to buy or switch?
5 Tips for Getting on Top of Your Mortgage Repayments
If you’re struggling to cover your mortgage repayments and other living expenses, you’re not alone.
End Of Financial Year Tax Tips For Investors
Tax time isn't fun, but a refund can be rewarding. It’s a chance to review finances and check property tax deductions. Here are some tips.
The Tiny House Movement
As housing prices continue to soar, many people are increasingly considering whether to buy a tiny home to live in or as a holiday home.
To start your financing journey, book an initial discovery appointment with us or give us a call today.
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