For many property investors, 2025 offered compelling reasons to buy.

Loyalty is an honourable trait, but not necessarily when it comes to your home loan.

If you’re looking to buy your first home in 2026, one of the first big questions is whether an apartment or a house makes more sense for you, which often comes down to your lifestyle, financial situation and what you’re working towards.

Property investment looks different for everyone, with no single approach suiting every situation. As market conditions, lending rules and affordability, continue to change, planning and preparation are becoming an increasingly important part of the conversation for investors

Nothing compares to that feeling of buying your first home. If you’re planning a 2026 property purchase, saving the deposit is often one of the biggest hurdles. Careful planning and perseverance can play a role in working towards this goal.

As interest rates shift and the property market evolves, your mortgage may not be something you set and forget. Just like your financial goals, your home loan needs can change over time, which is why it’s worth checking in regularly.

Home prices continue to climb across Australia. In October, national dwelling values rose 1.1% – the strongest monthly gain since June 2023.

Imagine waking up in a cosy mountain retreat or in a beach shack overlooking the ocean – all in your very own holiday home. Sounds dreamy, right?

The festive season is a time to celebrate, relax and connect with loved ones, but it can also put extra pressure on the household budget.

Following three cash rate cuts so far this year, the lending and borrowing environment in Australia has changed drastically.

First home buyers can now purchase a property with as little as 5 per cent deposit without copping lenders’ mortgage insurance, after the government’s expanded First Home Guarantee Scheme came into effect on 1 October.

While some property investors prioritise rental yield – that is, how much income a property earns, as a percentage of its value – others see capital growth as the ultimate objective.

Buying a home comes with one of the biggest decisions you’ll face – do you go for a brand new build or choose an established property? Each option has its own advantages and trade-offs, and your choice often depends on your goals, lifestyle and budget.

With interest rates falling this year, more Australians are taking a fresh look at their home loans. In fact, close to 100,000 borrowers refinanced in the June quarter alone.

From 1 October 2025, the government’s First Home Guarantee scheme will expand, making it possible for more Australians to buy a home with a deposit as low as 5%.

Buying an investment property in another state or territory can open the door to a range of new opportunities.

If you’re planning to buy your first home this spring, you’re not alone. It’s one of the busiest times in the property market, with more listings and more competition. That’s why it’s important to be well prepared. 

Inflation has been heading in the right direction and the Reserve Bank of Australia has cut the cash rate three times in 2025.

If you’re new to buying property, you’ll want to understand your credit report and how it may impact your home loan application.

If you’ve paid down your home loan somewhat or your property has appreciated in value, you may be able to use your home’s equity to fund an property.

As the end of financial year approaches, now is the time to take stock of your finances, including your home loan.

If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan.

When it comes to taking out a home loan, all the options can be overwhelming.