Refinancing your home loan involves taking out a new mortgage in place of your existing one. 

A refinance requires a new application for finance. You will need to demonstrate to the bank that you can repay the loan over the new term. But we will be there every step of the way to make the transition as smooth as possible.

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Refinancing your house loan has several benefits, including:

• lower interest rates, which translate into lower monthly repayments

• the ability to access equity in your home for investments, renovations or a future property purchase

• combining several loans or personal credit into one easier-to-manage loan;

• reducing the length of the loan to reduce interest and pay off your mortgage sooner

• Changing product features or loan types such as a fixed rate to create certainty and stability

You should review your current mortgage every 12 months to ensure you are not being left behind. We can leverage new offers in the market to get you a better rate on your existing mortgage. If your current bank is not ready to meet the market, then we can help you move to a more suitable lender.

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With access to over 30 lenders we will research the market, to find you a home loan that’s perfect for you. We can also assist with your strategy and make suggestion on how to set up your lending to achieve your financial independence.